Debt Consolidation
Debt consolidation is a financial strategy aimed at simplifying and reducing an individual's debt burden. This involves combining multiple high-interest debts, such as credit card balances, personal loans, or other forms of debt, into a single loan with a lower interest rate. The goal of debt consolidation is to alleviate the monthly repayment burden and decrease the overall interest payments. By restructuring debts, including credit card debts and personal loans, individuals can benefit from a more manageable repayment plan, making it easier to navigate their finances and potentially improve their credit scores. However, it's essential to note that debt consolidation does not reduce the actual total debt but rather reorganizes it under more favorable terms.
How our services work
1. Customers Reach Out
Whether it's an enquiry or request for an in-depth consultation, you can reach out to us via email, WhatsApp, message, or even a call.
2. Let's Meet Up
Our financial consultants will try their best to make an appointment for a face-to-face meeting so that they can understand your financial needs better whilst offering an overview of the prospective alternatives as well as outcomes.
3. Proposal
Upon completion of the in-depth interview and analysis, our financial consultant will begin to construct a proposal that includes the best solution which may comprise of existing bank products to suit your personal needs. The process of negotiation, consideration and elimination will take place here, involving input from the client's end.
4. Submission
Upon agreement of the proposed solutions and goals, our financial consultant will help the client to submit the application of the selected solution (along with applicable documents) to the respective banks/institutions.
5. Approval
As soon as the solution is approved, the client can start enjoying lower interest rates for their loans and aim towards achieving a debt-free status within the desired time frame. On top of that, they can even plan their other financial goals with the help of our financial consultants too!
- Loan amount up to RM 500,000.00
- Interest as low as 2.45%* per annual
- No guarantor & No collateral is required
- Debt consolidated, lower monthly commitment as 70%*
- High approval rate as 91%
How our services work
1. Customers Reach Out
Whether it's an enquiry or request for an in-depth consultation, you can reach out to us via email, WhatsApp, message, or even a call.
2. Let's Meet Up
Our financial consultants will try their best to make an appointment for a face-to-face meeting so that they can understand your financial needs better whilst offering an overview of the prospective alternatives as well as outcomes.
3. Proposal
Upon completion of the in-depth interview and analysis, our financial consultant will begin to construct a proposal that includes the best solution which may comprise of existing bank products to suit your personal needs. The process of negotiation, consideration and elimination will take place here, involving input from the client's end.
4. Submission
Upon agreement of the proposed solutions and goals, our financial consultant will help the client to submit the application of the selected solution (along with applicable documents) to the respective banks/institutions.
5. Approval
As soon as the solution is approved, the client can start enjoying lower interest rates for their loans and aim towards achieving a debt-free status within the desired time frame. On top of that, they can even plan their other financial goals with the help of our financial consultants too!
Make Appointment